Effective
Date: July 1, 2009
At
PrincetonInsurance.com (the "Site"), protecting your privacy
is of the utmost importance. Information furnished by you to
us will be treated with the greatest respect and in accordance
with this Privacy Policy. Please find below details about our
practices for handling and securing your personal information.
In this policy, "personal information" refers to names, home
and office contact information and any other "information
relating to an identified or identifiable natural
person."
This
Privacy Policy applies only to our customers and visitors who
use the Site and who reside in the United States. We do not knowingly solicit business from outside the United States or
from any jurisdiction within the United States where we are
unlicensed, or do not have authorized representatives (either
employed or under contract), or where we do not have filed
rates or products.
The
Site is owned and operated by Medical Protective Corporation
and its direct subsidiaries, which are: The Medical Protective
Company, Princeton Insurance, Medical Protective Finance
Corporation and Medical Protective Insurance Services, Inc
(collectively, "Medical Protective"). The site is operated out
of Medical Protective's facilities in the United States. This
privacy policy applies collectively to Medical Protective's
security practices and to all data collected by, used by or
exchanged among any of the Medical Protective legal entities.
Most of the affiliates of Medical Protective have their own
websites with their own unique privacy policies that discuss
each site's data collection, use and security practices.
Should you visit one of these sites, we encourage you to
review its privacy policy and the applicable privacy
practices.
What
Information Do We Collect?
1.
Anonymous Information and Aggregated Statistics
You
can visit the Site anonymously without providing any personal
information and without becoming a registered user. Our web
servers may collect user information, including IP address,
name of the domain used to access the Site, the referring URL,
and user agent, which identifies the type of browser and
platform used to access the Site. We also use this data to
monitor Site performance and to make the Site easier and more
convenient to use.
Medical
Protective may compile aggregated statistics about customers,
sales, traffic patterns and services. Medical Protective may
provide these statistics to third parties who will analyze the
information and help provide online products and services. Any
statistical information shared with third parties will not
include personal information.
2.
Personal Information Collection
Medical
Protective may ask for personal or business information in
order to assist us in meeting your various needs,
including:
- providing
products or services requested;
- servicing your
account;
- improving our services;
and
- developing and/or
informing you of additional products or services that may be
of interest
Information
sought by Medical Protective may depend on the product or
service requested. As a result, Medical Protective may request
personal information including name, street address, ZIP Code,
telephone number, fax number, email address, and area of
practice or degree (if applicable). Medical Protective may
collect other personal information through comments, feedback,
participation in surveys, or other requests for
information.
Further
personal information may be required during the application
and underwriting process. That information may include, among
other things, claim payments, loss history or other
underwriting information, credit card numbers, bank account
information or social security numbers. In certain
circumstances, we may require information primarily used for
individual, family or household purposes.
3.
Message Boards and Chat Areas
This
Site may contain a bulletin board, message board or chat area.
Please remember that your communications in these areas are
public and may be viewed by others. Please disclose your
personal information in such areas with care.
4.
Email Communication and Online Surveys
Medical
Protective may send email communications with information that
we believe you may find useful, including information about
our products and services or offerings from affiliates or
third parties. You may "opt-out" of receiving any further
emails of this nature by following the instructions contained
in the e-mail.
At
times, Medical Protective may conduct online surveys to better
understand the needs, profiles and experience of our visitors.
Our hope is that you will respond to the surveys. However, we
leave the choice to you.
5.
Children and Privacy
This
Site is not intended for anyone under 13 years of age. Medical
Protective does not knowingly solicit information from
children, nor do we knowingly market our products or services
to children.
6.
Cookies
A
cookie is used to help measure the number of visits, average
time spent, page views, and other statistics relating to the
Site. This cookie by itself does not reveal your email address
or identification. Should you provide such information during
the online registration, as discussed below, Medical
Protective will use cookies to recognize you on subsequent
visits and to make your online experience more
convenient.
Cookies
are small pieces of data that a browser stores on its
computer's hard drive. Cookies cannot be used to gather data
from a harddrive, obtain email addresses or obtain personal
information. You may set your browser to notify you when you
receive a cookie or to prevent cookies from being sent. Please
note that by not accepting cookies, you will limit the
functionality Medical Protective can provide when you visit
our Site. For Netscape users, Netscape Navigator Version 4.0
gives users the ability to control cookies. Versions (6.x.) of
Microsoft's Internet Explorer have a similar capability. Refer
to these companies' internet sites or your browser's help file
for additional information.
What
Information Do We Share and With Whom Do We Share
It
Medical
Protective may share personal information with our affiliated
companies and third parties for the purpose of fulfilling your
requests, or to offer you other products and services that may
be of interest to you. Medical Protective may or may not
receive compensation for sharing such information in this
manner. Medical Protective reserves the right to use this
information and to disclose it to others to the extent
permitted or required by law, to investigate potential
wrongdoing, or to protect the rights, property or safety of
Medical Protective or others.
How
Do You Access and Update Your Information?
Personal
information provided during the online registration process
may be accessed and updated by logging into the Site and
clicking on the "My Profile" link.
Should
you provide information or submit feedback online, you will be
asked to provide your name, your email address, phone or fax
number so that Medical Protective may respond to your request.
If you would like to update that information, please contact
us by email through our feedback page.
How
Is Your Information Secured and Protected?
Medpro.com
uses encryption and authentication tools (password and user
identification) to protect your personal information. However,
emails sent via the Site may not be secure during
transmission. If your communication is very sensitive, or
includes highly confidential information such as a credit card
number or premium or loss information, you may want to send it
by regular mail or verify that encryption is used.
Our
employees are aware that certain information provided by our
customers is confidential and is to be protected. Employees
who misuse customer information are subject to disciplinary
action.
What
If We Change Our Privacy Policy?
Medical
Protective reserves the right to modify or supplement this
Privacy Policy at any time. If we make any material change,
the Site will include such change. Please check this Privacy
Policy often to review any changes.
Business
Relationships
This
Site may contain links to other sites including those of our
affiliates, business partners, or other third parties.
Sometimes the links are necessary in order to provide you with
certain products and services. While we try to link only to
sites that share our high standards and respect for privacy,
we are not responsible and can not be held liable for the
content, security, or the privacy practices employed by other
sites. We encourage you to review the privacy policy of all
linked sites and contact directly the site's operator if you
have any questions about the site's content, security, data
collection or data-use practices.
Your
Opinion Is Important to Us
If
you have any questions about information security, collection
or use on this Site that have not been answered here, please
contact us by email through our feedback page. We welcome your
questions and suggestions about this Privacy
Policy.
Thank
you for visiting medpro.com.
Copyright
© 2000-2014. Princeton Insurance Company, a Medical
Protective/Berkshire Hathaway Company. All rights
reserved.